Equine Insurance
R.E.O. Ranching Equine Operations' full mortality policy provides coverage for death as a result of an injury, illness, or humane destruction, and includes loss or death as a result of theft. Coverage territory includes the continental USA and Canada. Premiums are based on the horse's breed, age, and use.
R.E.O.'s Full Mortality policies also include:
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Additional Colic Surgery included, and aftercare.
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Value Endorsement - if the value of the horse at any time during the policy period was equal to the limit of liability, the insured will be paid that amount.
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Guaranteed Extension Coverage
R.E.O. offers a range of options to reimburse veterinary expenses that arise as a result of accident, illness, or disease. These coverages are not available on a stand-alone basis but are designed to be added to a Full Mortality Policy.
Additional coverages are available based on your needs for veterinary expenses:
• Surgical only with a $5,000 limit
• Life saving surgical with a $10,000 limit
• Major Medical coverage with an annual limit of $7,500, $10,000 and $15,000
OTHER EQUINE INSURANCE COVERAGES
Third Party Liability - provides coverage in the event the insured horse causes bodily injury or property damage to a third party.
Territorial Limits Including Transit - Mortality coverages may be extended to include coverage while transporting to, from, and while staying in other approved countries.
Named Perils - Available to horses of any age over 24 hours, this coverage is for death as a result of specific named causes such as fire and lightning, and includes coverage for theft.
Application for Horse Mortality Insurance